Industries We Fund | Business Funding | Funding Expansion

Q: How much can my business get?

Typically $10,000 to $2,000,000, driven mostly by monthly deposits. Amounts, costs, and terms depend on underwriting.

Q: What does it cost to apply?

Nothing. There are no upfront fees, and you see the full cost of any offer before signing.

Contractors are our specialty. Roofing, HVAC, electrical, plumbing, tree service, and general contractors are where we do most of our work, and it's what our guides are built around. But the cash-flow problem isn't unique to the trades: you do the work, then wait to get paid. Below are other industries our funding partners regularly work with.

Industries our partners fund

Different businesses, same problem: money going out before money comes in.

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Trucking & LogisticsFuel, maintenance, driver pay, and insurance all hit before the broker settles up.Common gap: 30–60 day settlements

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Restaurants & Food ServiceEquipment repairs, inventory, and payroll through slow seasons or a remodel.Common gap: seasonal swings

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Auto Repair & Body ShopsParts, lifts, and diagnostic equipment, plus waiting on insurance payouts.Common gap: parts before payment

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Medical & Dental PracticesInsurance reimbursements run behind while staff, rent, and supplies do not.Common gap: reimbursement delays

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Retail & E-commerceBuying inventory ahead of a busy season, before the sales come in.Common gap: inventory up front

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Salons, Spas & GymsBuild-outs, chairs, equipment, and carrying staff while you grow membership.Common gap: build-out costs

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Landscaping & Lawn CareCrews and equipment in peak season, thin months in winter.Common gap: seasonal payroll

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Cleaning & JanitorialCommercial contracts pay net-30 or later while payroll runs weekly.Common gap: net-30 contracts

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Licensed ContractorsOur specialty. Draws, retention, insurance holdbacks, and materials before the check clears.See the trade guides →

Don't see your industry? Call or text (949) 749-7100 and we'll tell you straight whether our partners work with businesses like yours.

How it works

Apply in about 5 minutesFour months of business bank statements and a photo ID. No tax returns to start.

We shop your fileYour specialist takes it to 15+ funding partners and brings back what they'll actually do.

You decideFull cost in writing before you sign. Take the offer that works, or none of them.

What it takes to qualify

6+ months in business under current ownership
$10,000+ in monthly business deposits
A business bank account your revenue runs through
Any required licenses for your industry, active and in good standing

All credit profiles considered. Our initial review uses a soft inquiry, which does not affect your credit score.

Some industries can't be funded. Funding partners maintain their own restricted lists, and those lists change. If yours is restricted, we'll tell you on the first call instead of running you through an application.

See what your business qualifies for

One application, 15+ funding partners compared, and the total cost in writing before anything is final. Free to apply, no obligation.

See My Funding Options Call or text 949-749-7100

Common questions

Do you only fund contractors?

Contractors are our specialty and most of our work, but our funding partners work with many industries. If your business has steady deposits and 6+ months of history, it's worth a conversation.

How much can my business get?

Typically $10,000 to $2,000,000, driven mostly by your monthly deposits. Amounts, costs, and terms depend on underwriting.

How fast is funding?

Working capital can fund in as little as 24 to 48 hours after approval and signing. Bank and SBA loans take longer but usually cost less.

What does it cost to apply?

Nothing. We never charge upfront fees, and you see the full cost of any offer before you sign.

Funding Expansion is a commercial funding broker, not a lender. Funding is provided by third-party funding partners and is subject to qualification, including industry eligibility. Amounts, costs, and timing vary. Services are not available in every state.