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Contractor Funding Guides
Straight answers on working capital, qualification, and trade-specific funding for licensed contractors. No hype, and the real costs spelled out.
Featured guide
Start with the big picture
Every contractor funding option in one place, with what it costs and when to use it.
Business Funding for California Contractors: Options, Costs, and How to Choose
Compare working capital, lines of credit, equipment financing, factoring, and bank loans, plus California's disclosure rules and the red flags to avoid.
Read the guide →Not sure where to start?
Three steps to the right funding
Read these in order and you'll know what you qualify for, what fits, and whether it's worth it.
Check if you qualify
Time in business, deposits, license, and the documents funders ask for.
How to qualify →Pick the right product
Match working capital, a line, equipment financing, or factoring to your gap.
Compare options →Run the numbers
Make sure the job's profit covers the funding cost before you sign.
See the math →Browse by topic
Find the answer you need
Guides organized the way contractors actually think about funding.
Trade guides
Roofing contractor fundingThe insurance-job cash gapHVAC, electrical, plumbing, and tree service guides are on the way.
Ready to see your options?
One short application, 15+ funding partners compared, and the full cost in writing before you sign. Free, no obligation, and the initial review uses a soft credit inquiry.
Our guides are general information, not legal, tax, or financial advice. Funding Expansion is a commercial funding broker, not a lender. Funding is provided by third-party funding partners and is subject to qualification.